Settle accounts
with your values.
The halal financial operating system for Muslim households. One place where every dollar is checked against both your faith and your values: purification, zakat, ethical spending, Hajj savings, household budgets, and investment screening, all in one continuous view.
- Read-only bank access via Plaid
- Encrypted. Never sold. Never trained on.
- Peer-reviewed methodology
One engine. Six surfaces.
Every surface is a view on the same data: your linked accounts, classified by scholar-reviewed methodology. You connect once; six answers update continuously.
Riba Mirror
Continuous purification tracking across every linked bank, card, brokerage, and loan. Auto-settled monthly if you want it.
Zakat Engine
Net-worth-based zakat across every asset class. Nisab, hawl, eligibility — tracked continuously, handed to you as a dated statement.
Ethical Consumption
Your values. Your filters. Nuqsaf is tooling, not editorial — you import the advocacy lists that match your household.
Hajj & Umrah Savings
Goal-based savings toward the pilgrimage, routed through halal vehicles. Scholar-vetted tour operators surface as you approach your date.
Halal Budget
Household spend analysis filtered through an Islamic lens. Subscription detection, bill tracking, per-member visibility.
Investment Visibility
AAOIFI-style screening on every linked brokerage and retirement account. Each holding: halal-as-held, purify-dividends, or divest.
Riba Mirror ships first. Remaining surfaces roll out through Ramadan 2027.
The same loop behind every surface.
Whether you're tracking purification, computing zakat, or screening a brokerage, the classifier runs the same three-step discipline: weigh, review, discharge. Nothing moves without your signature.
Connect the scales.
Link your bank accounts through Plaid. Read-only access — we see merchants, amounts, and dates. We cannot move money, and we never store your credentials.
Review every flag.
Our classifier surfaces interest, dividends, and questionable income. You confirm, exclude, or defer each one — with reasoning visible. Nothing is silent.
Discharge your obligation.
A dated PDF with the full ledger and methodology stamp. Auto-settle monthly to a scholar-vetted charity, or export it and hand it to your accountant. Your call.
What we will
and will not do.
Read-only access — always.
We cannot move money, open accounts, or change settings. Plaid authentication happens on their servers, not ours. We never see your bank password.
Methodology under peer review.
Our classification rules are documented, versioned, and currently under scholar review. Disagreements are logged publicly. If you disagree with a flag, you override it — and we learn.
Your data does not leave.
Transaction records are encrypted at rest and never sold, shared, or used to train third-party models. You can export and delete everything at any time.
“A product you trust with your bank access and a sacred obligation should have nothing to hide — and every page of ours is open.”
Dollars we can move on your behalf. Ever. By design.
Of every flag you review before a total is computed. Nothing silent, nothing decided for you.
Surfaces on one engine: purification, zakat, ethical spend, Hajj, budget, investments.
Free trial. Card captured at signup, charged after. Cancel anytime.
Fair. Transparent.
Two plans. Cancel anytime, export everything. You are not the product.
For individuals tracking personal accounts. All six surfaces. First 30 days free.
- Unlimited linked accounts, all six surfaces
- On-demand purification PDF, monthly or ad-hoc
- Zakat engine with lunar-year tracking
- Methodology versioning, scholar-reviewed
- Exportable CSV ledger, email support
For couples and families. Joint accounts, shared archive, per-member strictness. First 30 days free.
- Everything in Ledger
- Up to 5 household members
- Joint + individual reports and archives
- Per-member filter strictness (spouse, teens)
- Priority support, founder-direct email
Your clearing house is waiting.
First 30 days free · cancel anytime · we read every signup personally.