Halal financial
intelligence.

Connect your bank, brokerage, credit card, mortgage, and loan accounts. Isolate every interest and dividend payment. Get the exact amount you need to purify. One report. One number.

Access

Read-only connection to all account types through Plaid

Control

You confirm or exclude every flagged item

Output

Dated PDF with ledger, amount, and methodology

Purification is where we startBanking, cards, and interest-free loans are nextRead-only accessPublished methodologyPurification is where we startBanking, cards, and interest-free loans are nextRead-only accessPublished methodology

Most Muslims know they owe purification.
Almost none know the exact amount.

Interest shows up in savings accounts, brokerage sweeps, dividend payments, CD returns, credit card charges, mortgage statements, and loan accounts. It is scattered across institutions, buried in transaction histories, and easy to lose track of.

The obligation is clear

The math should be too. Nuqsaf does not issue fatwas. It isolates the transactions, shows you the reasoning, and lets you make the final call.

The cost of guesswork

Estimating purification amounts leads to over-donating out of caution, or worse, under-purifying. Either way, the spiritual integrity of your wealth is compromised.

How it works

Three steps.
One report.

A three-step process designed to give you precision without abstracting the responsibility. You review every flagged item before the report is finalized.

01

Connect accounts

Link bank, brokerage, credit card, mortgage, and loan accounts through Plaid. Read-only. Credentials never touch Nuqsaf.

02

Review flagged items

Interest credits, sweep income, and dividend payments are surfaced with plain reasoning. You confirm or exclude each one.

03

Get your report

A dated PDF with the final amount, itemized ledger, methodology version, and audit trail. Built to keep or share with a scholar.

Governed by faith. Secured by code.

Read the full methodology

Transparency

Every flagged transaction includes the rule that triggered it. No black boxes. The methodology is versioned and published.

Read-only architecture

Nuqsaf uses Plaid for read-only access. We cannot move funds, execute trades, or alter your accounts under any circumstances.

Human judgment

The software surfaces and organizes. You confirm or exclude. The final call is always yours.

Zero data monetization

Your financial privacy is an amanah. We never sell, share, or monetize your data. The product is the product.

From the founder

“I built Nuqsaf because I needed it. Every year I spent hours across spreadsheets trying to calculate the exact purification amount across my accounts. The obligation was clear. The math never was. This product exists so the math is finally clear too.”

Asghar Ali

Founder, Nuqsaf

Where this is going

Purification is step one. The rest follows trust.

Each phase builds on the trust earned in the one before it. Nothing ships until the foundation holds.

Read the full vision
Now

Annual Purification Report

Connect all accounts, review flagged interest and dividend payments, receive a dated PDF with the exact amount.

Next

Interest-Paid Awareness

See where you're being charged interest across credit cards, auto loans, and mortgages. A clear view of financial leakage.

Later

Zakat Support Layer

A careful zakat workflow with explicit assumptions and visible asset classification. Not a black-box calculator.

Get your number.

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Read-only accessReport built for recordsPublished methodology